DNB’s strategic and financial ambitions
Our ability to understand and adapt to the changes taking place in the world is particularly important in the current macroeconomic situation, which is marked by uncertainty and turbulence. In addition, the trends we have seen in banking and finance in recent years will continue in the time ahead. Digitalisation has accelerated, value chains are breaking up, new players are entering the field and customers’ expectations are growing. The need for expertise is also changing, and an already hard-pressed labor market will experience further shortages of key expertise. At the same time, sustainability considerations and the need to mitigate climate change will require significant changes in society. DNB launched a new Group Strategy in 2022 which will guide us when we face demands from the world around us.
The customer chooses us
Customers should perceive us as proactive and innovative, as well as reliable and attentive to their needs. We will explore new business models that are based on data and digital solutions. The technology we use will allow us to get closer to our customers and be more relevant in their everyday lives. We must constantly work to maintain a high level of trust and a good reputation, and we will inspire and engage the customer in every meeting.
We deliver sustainable value creation
We will build profitability by drawing on our strengths and making decisions that improve us in the long term. We will ensure that the digital architecture of tomorrow is based on robust and efficient data management. We will gain greater scope for innovation by modernising processes and through more efficient IT systems. We are a driving force for sustainable transition, and we actively help customers take a more sustainable direction. By reaching our financial targets, we will create profitable growth and make choices that will stand the test of time.
Our long-term dividend policy is to have a payout ratio of more than 50 per cent of profits as cash dividends, provided that the Group's capital adequacy is at a satisfactory level. We aim to increase the nominal dividend per share every year. Excess capital will paid out to the owners as a combination of cash dividends and the repurchase of shares.
