DnB NOR Group 4th Quarter

Fourth quarter 2008

• Pre-tax operating profits before write-downs were up 53.3 per cent to NOK 5.6 billion (3.6)
• Profit for the period declined by 61.7 per cent to NOK 1.9 billion (5.1)
• Return on equity was 12.3 per cent (28.4)
• Expenses represented 50.2 per cent of income (51.9)
• The core capital ratio was 6.7 per cent (7.2)